article
Towergate's Top 10 UK Scenic Driving Routes
As part of Towergate’s Great British Summer guide, we’ve enlisted the help of our friends at Footman James to compile a list of the best driving routes in the UK. So classic...
View article
Coronavirus help and support for our insurance customers
Specialist insurance for classic and vintage vehicles.
Talk us through the minor details, for a tailored quote or just ask us a question
Weekdays 9am - 5pm
Classic Vehicle insurance specialists for over 30 years. Footman James was acquired by Towergate in December 2013 as a leading specialist in classic motor insurance. Footman James understands the cherished car movement and has developed a wide range of products for owners, collectors and professionals alike.
Agreed value is a key feature for classic car owners to consider. Rather than insuring your car at market value, you are able to take into consideration it's classic car status and agree a value with us before you insure. If you then suffer a total loss claim, you will receive the full value agreed. Just remember, your policy excess will be deducted from the total.
We're ever improving our service for our customers and online customers are now able to retrieve and store their policy documents online. Simply login to our new document portal and find all your documents in one place.
We give specialist rates if you are a member of a Footman James approved classic car club. These can be applied both online and over the phone. You can also get discount if you limit the mileage on your cherished car insurance policy. Mileage options available are between 1,000 and 10,000 miles.
| What does it do? | Pricing (£) | |
|---|---|---|
| FJ Rescue provided by RAC | Four options are available for this, including: - Roadside & Recovery (R, REC) - R, Rec & Onward Travel - R, Rec, Onward Travel & At Home - R, Rec, Onward Travel & European |
From £35 | Legal protection | £100,000 cover for pursuing uninsured losses per claim | From £30 |
| Spare parts | £250 for classic car spare parts and fitted accessories | Included |
| Salvage retention | Retain the salvage in the event of a total loss by deducting the cost of the salvage from the settlement (subject to the category of salvage applied to the vehicle) | Included |
| Nil deduction salvage retention | Retain the salvage in the event of a total loss (Deduction free upon settlement of the claim, subject to the category of salvage applied to the vehicle) | £15 |
| Agreed value | Agree the value of your classic car to ensure you get back what it's truly worth | £10 |
These are just some of the key features and exclusions, full details will be found in your policy wording. Show policy documents
What should I do if I have an accident? Firstly ensure you obtain the name and address of any people involved, including passenger names. Make sure you report any claim, accident, theft or loss as soon as possible to the claims team at Footman James. Please also send any writ, summons or letters received in connection with any claim, accident or loss as soon as you receive them to help us keep your claim moving.
If you receive any notice of prosecution, inquest or fatal accident inquiry connected to the incident get in touch with the claims team as soon as possible. Lastly, we advise you to you report the vehicle's theft or use without your consent immediately to the police and obtain a crime reference number.
If you or your vehicle are involved in an incident (such as an accident, theft or fire) covered by your policy please call the telephone help line number shown in your documents.
You can call the team 24 hours a day to report a claim.
We love to learn about the things we insure, check out some of our articles and guides here:
article
As part of Towergate’s Great British Summer guide, we’ve enlisted the help of our friends at Footman James to compile a list of the best driving routes in the UK. So classic...
View article
infographic
Do you understand the impact inflation can have on your retirement? Learn what inflation means and how it could affect your financial future.
article
Every so often a property comes on to the market with that certain something which sets it apart from the rest. It could be thatched, of historic interest, situated in a conservation area or perhaps even a combination. If so, the chances are it will be listed – most often Grade II, sometimes Grade II* or possibly even Grade I.
article
This article explains the basics of property inheritance, including inheritance tax and how property tax works if you keep, sell, or rent out the inherited property.
A car usually has to be 20 years in order to qualify for classic car insurance. However, this can be reduced for certain marques or subject to certain club membership.
Your car's agreed value is the figure negotiated at the start of your insurance process that your insurers agree to pay in the case of theft or total loss of your vehicle. It is only available for vehicles qualifying for classic insurance.
Market value is the amount you would reasonably expect to receive if you sell your vehicle.