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Events insurance covering anything from school fetes to international exhibitions and festivals
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We aim to provide insurance for every type of event; awards, concerts, ceremonies, conferences and exhibitions. We understand that no two events are the same so we work hard to create a bespoke policy to suit your needs. Speak to us about the type of event you are organising and our expert team will assist you in arranging the appropriate cover.
All our events insurance policies include public liability with variable limits and employer’s liability up to £10 million. This means that your business will be protected should a member of the public or an employee sue you due to negligence.
Our events insurance will cover you should you be unable to host your event due to cancellation, abandonment, postponement or curtailment. Whether you cannot run the event at all or if you simply need to delay it you’ll be covered. Terms and conditions apply, see your policy wording or speak to an adviser for full details.
Our policies can be extended to cover a range of different incidents such as non-appearance, full terrorism cover, enforced reduced attendance and adverse weather. These add-ons will protect you from financial loss in the instance of any of these cases which prevent your event from running to its full potential or even running at all. Lack of finance and equipment breakdown are excluded; check your policy for full details.
In the event of a claim please notify our claims team as soon as possible, quoting your policy number.
The claims team will advise the most appropriate course of action and determine whether an insurer's claim form will be required or whether the matter can be reported to insurers directly.
To start your claim call our team on
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You should be insured from the moment you become contracted or invested. You leave yourself open to financial risk if you arrange cover for an event but are not insured during the planning and organising process. We will create a policy for you that will cover risks throughout the life of the event (before, during and after); this comes as standard and does not cost any extra.
We cover for these eventualities but if you have specific concerns we can offer additional cover as required.
Whilst our standard cover excludes cover for non-appearance, this can be included at an additional premium subject to the insurer's terms and conditions.
If you would prefer to spread the cost of your policy you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).
To find out more about PCL and direct debit payments, select Direct Debit.
To understand more about how PCL work together with Towergate, please read our Regulatory Information.