Professional Indemnity Insurance

Professional indemnity insurance protects you in case a client claims that the work, advice or services that you have provided for them is inadequate.

Complete your details and get an
online quote in minutes

Speak with a member of our
dedicated team

Protect your business with
Professional Indemnity Insurance

Professional indemnity insurance provides cover for any legal expenses you incur when defending yourself against a claim of inadequate work or services, as well as any compensation that you need to pay out as a result of the claim. Professional indemnity insurance covers you and your business against a wide range of scenarios, such as:

  • Professional negligence
  • Loss of documents and/or data
  • (Unintentional) breach of copyright and/or confidentiality
  • Defamation and libel
  • Loss of goods or money (either belonging to you or your client)

Professional Indemnity Insurance can protect you from claims made against you or your employees for negligent advice. We are sure that you and your team always give the best possible advice, but in the professional world it is impossible to cover for every eventuality. Claims made against you or your business can prove to be very costly and time-consuming.

Is it a legal requirement?

Whilst professional indemnity insurance is by no means a legal requirement for your business, it is worth serious consideration if you run a business or firm that provides advice, services or designs to clients. Common policy holders for professional indemnity insurance include consultants, teachers, IT workers, private tutors, recruiters, designers and personal trainers.

What Cover is Included?

  • Negligence or breach of a duty of care
  • Negligent misstatement and misrepresentation
  • Infringement of intellectual property rights
  • Intentional dishonesty by your employees 

We can cover most professions on-line and cover is available from £25,000 up to £3,000,000. 

To make sure you are covered for work carried out previously, it is important to take advantage of retro-active cover when switching insurance cover. Our professional indemnity insurance policy provides cover for work carried out before your new policy started.

Additional Cover Options

You can also add employer’s liability and public liability insurance onto your policy giving you a comprehensive insurance package at affordable prices. 

You can tailor your quote even further by choosing the excess exactly to your needs. When you make a claim, the excess is the amount you will have to contribute yourself towards the cost of the claim.